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Paying for your education.

We know educational costs can be daunting. We're here to help you sort it out!

How does the school determine how much financial aid I can receive? 
Educational costs vary from school to school and each school will calculate the Cost of Attendance (COA) for each financial aid applicant. Clark State uses average cost figures based on full-time (12 credit hours per semester) enrollment with in-state tuition. The COA includes costs of tuition and fees, books and supplies, estimated room and board, miscellaneous and transportation expenses. Your financial need is then based on your cost of attendance minus your EFC. Your total awards cannot exceed your cost of attendance.

Schools use your EFC (Expected Family Contribution) to determine your financial need. Your EFC is a measure of your family’s financial resources and indicates how much you and your parents (if a dependent student) should be able to contribute toward paying for your education. The EFC is calculated from the information you report on your FAFSA. The EFC also lets the school know how much, if any, Pell Grant you may receive.

Your financial need is then based on your COA minus your EFC. Federal student aid awards that are offered to offset financial need are Federal Pell, Federal Supplemental Opportunity Grant, Direct Subsidized Loan and Federal Work-study. Direct Unsubsidized Loans may be offered to offset your EFC. Your total awards (including scholarships, state aid and other non-federal awards) cannot exceed your cost of attendance.

COA – EFC = NEED

The chart below lists example costs for Fall and Spring semesters. These figures are averages; your costs may be different. Financial aid awards are made based on full-time (12 credit hours per semester) enrollment. If you are enrolled less than full-time, your COA will be updated after course attendance reporting is completed. Financial aid awards may be adjusted due to change in COA. The COA cannot be adjusted for actual expenses; some consideration may be possible for students with dependent care expenses due to school attendance. Contact the Financial Aid Office for more information on that exception.

The COA is not the amount owed to Clark State. To obtain an estimate of overall expenses and potential grant and scholarship aid at Clark State, please go to the Net Price Calculator.

**Chart assumes Fall and Spring semester enrollment, 12 credit hour enrollment per each semester with in-state tuition.

2019-2020 Independent student Dependent student living with parents Dependent student living off campus
Tuition and fees $3,720 $3,720 $3,720
Books and supplies $1,008 $1,008 $1,008
Room and board $6,080 $3,040 $6,080
Transportation $1,992 $1,992 $1,992
Personal/Misc Expenses $3,624 $728 $3,624
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