Federal Direct Loans
The Federal Direct Loans are designed to assist a student in paying for educational expenses through a low interest loan program.
Federal Direct Loans are limited to $5,500. Independent students may qualify for more. Also, any student in an eligible associate degree or certificate program who has completed at least 30 credit hours may apply for a grade level 2 loan (an additional $1000). Loans will be awarded based on remaining financial need and all other eligibility requirements. It is important to only borrow what is needed for your educational costs. Remember, these loans must be repaid and any additional loans will increase your monthly payment.
Students requesting additional loan funds must complete, in its entirety, the Financial Aid Request Form found on our Financial Aid Forms web page. All loans must be accepted on the Student Finance Tab in Self-Service.
A "dependent" student is eligible to request a maximum of $5,500 per year for the first year of undergraduate study (of which no more than $3,500 can be subsidized) and $6,500 for the second year (of which no more than $4,500 can be subsidized).
An "independent" student is eligible to request a maximum of $9,500 for the first year of undergraduate study (of which no more than $3,500 can be subsidized) and $10,500 for the second year (of which no more than $4,500 can be subsidized).
How to Apply
Students should complete the steps below to apply for either the Subsidized or Unsubsidized Federal Stafford Loan.